> Quick view: Hong Leong Bank's limited-edition HLB x Spider-Man: Brand New Day range is live — the Sutera Platinum credit card since 18 August 2026, and two debit card designs since 2 September 2026. The quantities are fixed and published: 10,000 credit cards, 15,000 red debit cards, 10,000 black, and only 2,000 umbrellas. Here is every date, fee and condition, checked against HLB's own terms and conditions.

What's launching

HLB has added a Marvel tie-in to its card line-up with three limited-edition designs built around Spider-Man: Brand New Day:

  • The HLB Sutera Platinum Credit Card x Spider-Man: Brand New Day — the bank's rewards-points Visa credit card in a collectible Spider-Man design.
  • Two limited-edition debit card designs, one red and one black, for everyday spending.

They are collector-friendly cards for Spider-Man fans, released while the film is in cinemas. The products underneath are HLB's ordinary ones: what changes is the artwork, the quantity, and a handful of campaign extras.

How many there are, and why that matters

The caps are the part most coverage leaves out, and they are the only thing that decides whether you need to hurry:

  • Credit card — issuance is capped at a maximum of 10,000 approved cards, on a first-come, first-served basis.
  • Limited-edition debit card, red — 15,000 cards.
  • Limited-edition debit card, black — 10,000 cards.
  • Spider-Man umbrella — 2,000 units only, first come first served. HLB states it has no obligation to announce when that allocation runs out.

Key dates

  • Credit card: open for application since 18 August 2026, through HLB Connect online banking, HLB Direct Sales, and HLB branches nationwide. Every application must be approved by 31 December 2026 — applying in late December is not the same as qualifying.
  • Debit cards: at HLB branches nationwide since 2 September 2026. The debit side runs as its own promotion, 2 September to 31 December 2026.
  • Overall campaign period: 7 August to 31 December 2026.
  • Mobile-wallet points boost: a separate HLB offer lifts the points rate when you pay with Apple Pay, Google Pay or Samsung Pay, and it runs 18 August to 30 November 2026 — a month earlier than everything else here.

What the Sutera Platinum actually earns

The Spider-Man edition is the standard Sutera Platinum underneath, so the rewards table is the ordinary one. Per HLB's card terms, last updated 5 August 2026, every RM1 earns:

  • 8X HLB Reward Points on online spend — Lazada, Shopee, Grab, Foodpanda, Touch 'n Go, MYEG, Spotify, Netflix and iTunes. For those merchants it covers e-wallet reloads and food delivery.
  • 8X on groceries, pharmacies and essentials — MCC 5411 grocery stores such as Giant, Cold Storage, Jaya Grocer and Mercato; MCC 5912 pharmacies such as Guardian, Watsons and Caring; plus MyNews and 7-Eleven.
  • 8X on dining — MCC 5811, 5812 and 5814, covering caterers, restaurants and fast food.
  • 8X overseas — any non-MYR retail transaction, wherever you are.
  • 1X on everything else.

During the mobile-wallet campaign those rise to 10X on dining, groceries and essentials and 12X overseas, with other retail at 2X. That is where the "up to 12X" headline comes from — it is not a flat 12X on all spending.

It is worth knowing what earns nothing at all: cash advances, JomPAY and government transactions, FPX, balance transfers and instalment plans, card protection plans, QR Pay made through the HLB Connect app, DuitNow AutoDebit, and the fees themselves. One useful quirk sits in the same terms — JomPAY and government transactions earn no points, but they do count towards the annual-fee waiver spend.

Points can be redeemed for gifts, hotel and dining vouchers or frequent flyer miles, used to settle the annual fee, or spent at participating outlets through HLB's on-the-spot redemption.

The fees, stated plainly

  • Annual fee: RM120 for the principal card and RM60 for each supplementary card. It is waived when you put RM15,000 of retail spend on the card in an anniversary year, counted separately for principal and supplementary cardholders. The campaign additionally advertises a first-year annual fee waiver.
  • Swapping an existing Sutera Platinum to the Spider-Man design: a RM50 card replacement fee. Early reports, this article included, said HLB had not published the amount. It is in the campaign terms.
  • Debit card: a RM12 issuance fee if you are opening a new HLB account, or are an existing account holder without a debit card; a RM18 replacement fee if you already hold an HLB debit card.

Getting the card without income documents

The "no income documents" route is real, but there are two different thresholds and they are easy to confuse:

  • For the card itself, the ordinary requirement is RM36,000 a year in income, or a fixed deposit pledge of RM3,000. Principal applicants must be 21 to 65 years old; supplementary cardholders from 18.
  • For the umbrella, the placement is far larger: a 3, 6 or 12-month conventional Fixed Deposit or eFixed Deposit of at least RM8,000 and at most RM50,000, at the prevailing board rate, on auto-renewal, pledged as collateral in place of income documents.

The umbrella's fine print is where applications fall over:

  • The money must be New Funds — cash, or a transfer in from another bank made within seven calendar days before the placement date. Moving money between your own HLB or Hong Leong Islamic accounts does not count, and neither does rolling over a maturing HLB fixed deposit.
  • You must apply, place the fixed deposit and pledge it concurrently, within three working days of the placement date.
  • Islamic, Junior and joint-name fixed deposits cannot be pledged against a credit card.
  • HLB fulfils the umbrella no later than 31 January 2027, posted to your registered mailing address, or claimable at a branch on request.

The debit card: what it costs and who can get one

  • Deposit or transfer RM500 in new funds from another bank into a valid HLB current or savings account. Cash, DuitNow, instant transfer and interbank GIRO all qualify; money already sitting inside HLB does not.
  • Pay the RM12 or RM18 fee set out above.
  • Go in person. The limited debit cards are issued only at HLB branches, including through the bank's Community Deposits Specialists. There is no online route.
  • Your account has to be an ordinary current or savings account. Basic Savings, Basic Current and Junior Savings accounts are excluded, as are Junior and HLB Wallet (Minor) debit cardholders.
  • On a joint account, only the primary account holder is eligible.
  • The promotion runs on conventional accounts and is open to Malaysians and non-Malaysians alike. Deposits are PIDM-protected up to RM250,000 per depositor.

Who this suits, and who should skip it

This is worth doing if you were already shopping for a points card with strong online, grocery and dining earn rates, and the artwork is a bonus: 8X across four everyday categories is competitive, and the first-year waiver removes the usual RM120 hurdle. It is also an easy yes if you already bank with HLB and RM50 — or RM18 on the debit side — is a fair price for a card face you will look at every day.

Skip it if the umbrella is what drew you in. Locking RM8,000 to RM50,000 into a pledged fixed deposit, money you cannot freely withdraw while it secures a credit card, is a serious commitment in exchange for a free umbrella, and only 2,000 exist. If you want a fixed deposit, pick it on the rate. And skip the whole thing if a new credit card would stretch your repayments — the design does not change the interest.

Good to know

  • The limited numbers are real and published, so fans set on a particular design should not leave it late, especially the 10,000-card black debit run.
  • An application is still subject to HLB's approval and its terms. Read the product terms and the fee schedule before applying, and borrow only what you can comfortably repay.
  • Applicants who have joined another HLB credit card acquisition promotion during the campaign period, or who cancelled an HLB principal card within the past 12 months, are not eligible.

Full details and applications are on Hong Leong Bank's official website. Apply only through HLB's official channels — never through third-party links shared on social media.

*This is a product-launch news report, not financial advice. Card features, fees and availability are set by Hong Leong Bank and may change — always confirm on HLB's official channels.*

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*Cover image: Shixart1985, CC BY 2.0, via Wikimedia Commons (illustrative)*