LINDUNG 24 Jam in 2026: What the 0.75% Buys, Who Still Pays It, and How to Opt Back In After 31 August
PERKESO's LINDUNG 24 Jam scheme covers employees for accidents outside work, anywhere in Malaysia, for 0.75% of salary (RM22.15 a month on RM3,000). It began as compulsory on 1 June 2026, became voluntary for Malaysians after the Cabinet's 8 July decision, and the opt-out window closed on 31 August. Here is where that leaves you: who is still covered, what June money cannot be refunded, and how to opt back in from 2 September.