Car Accident Insurance Claims in Malaysia 2026: The 24-Hour Police Report, Knock-for-Knock, and How to Keep Your NCD
After a car accident in Malaysia you must lodge a police report within 24 hours and should tell your insurer within 7 days. If the other driver was at fault, an Own Damage Knock-for-Knock claim fixes your car through your own insurer without losing your No Claim Discount. We read the BNM, PIAM and FMOS rules.
